Do you accept Afterpay?
Yes, we accept Afterpay Just choose. Afterpay at checkout and you’ll be redirected to log into or create an Afterpay account, with instant approval decision, to complete your purchase.
How can I use Afterpay to pay for my order?
It's easy to use Afterpay as payment for your Ineshi order - here’s how:
- During checkout, select Afterpay as your payment method.
- You’ll be redirected to log into or create an Afterpay account, with instant approval decision.
*All you need to apply is to have a debit or credit card, to be over 18 years of age and to be a resident of Australia.* - That’s it! You’ll receive an order confirmation email from us, and a separate email with your payment schedule from Afterpay.
You’ll pay for your order in four equal installments.* Afterpay will automatically collect your first payment at the time of purchase, and the remaining payments every two weeks.
Frequently Asked Questions
What is Afterpay?
Afterpay allows you to pay over time in various ways. Pay in 4 lets you pay for your items in 4 payments over 6 weeks, interest free.
How does Pay in 4 work?
When you use Pay in 4, you pay for your items in 4 payments over 6 weeks, without incurring any interest. To use Pay in 4, add items to your shopping cart then select Afterpay from the available payment options.
You pay the first payment at the time of purchase, and the remaining three payments will be automatically deducted from your preferred payment method over approximately six weeks.
How do I set up a Pay in 4 account?
Step one: Add your items to your shopping cart.
Step two: Select Afterpay as your payment method at the checkout.
Step three: You’ll be redirected to Afterpay to login or create your account.
Step four: Your payment schedule will be displayed.
Step five: Track your payments, check available spend limits, and make early payments in the Afterpay app.
Will I be charged interest?
No, Afterpay doesn’t charge you any interest to pay in installments. You’ll pay the same order total, but divided into four equal payments.
However, fees apply for late payments. See below.
Are there any fees for using Pay in 4?
Afterpay caps Pay in 4 late fees to help keep costs manageable for customers who miss a payment. Pay in 4 late fees will never exceed 25% of the order total or $68 per order, whichever is lower.
How this works for Pay in 4:
- For orders under $40: A one-time late fee of up to 25% of the order total applies
- For orders of $40 or more: A $10 Pay in 4 late fee is charged when a payment is missed. If the outstanding amount remains unpaid after seven days, an additional $7 Pay in 4 late fee applies. This is the same for all late payments until the 25% cap or $68 amount is reached. To remain within the cap, we may charge partial amounts of the $10 and $7 fees.
- You can check the Pay in 4 Schedule for other late fee caps that may apply.
- Afterpay is committed to doing everything they can to help you not miss a payment, including sending you payment reminders. For Pay in 4, we also offer options to reschedule eligible upcoming payment dates.
Pay in 4: Late fees, eligibility criteria and T&Cs apply. Afterpay Australia Pty Ltd Australian Credit Licence 527911.