Do you accept Zip?
Yes, we accept Zip Pay and Zip Money for orders up to $5000. Just choose Zip at checkout and you’ll be redirected to log in or apply for a Zip account to complete your purchase.
How can I use Zip to pay for my order?
It's easy to use Zip as payment for your Ineshi order - here’s how:
- During checkout, select Zip as your payment method.
- You’ll be redirected to log in to or create a Zip account
- That’s it! You’ll receive an order confirmation email from us, and a separate email with your payment schedule from Zip.
Frequently Asked Questions
What is Zip?
Zip is a buy now, pay later provider that allows you to get what you need now and pay for it overtime, weekly, fortnightly or monthly.
There are 2 ways to use Zip:
- Zip Pay is always interest free^
- Zip Money purchases are interest free for the first 3 months, any balance outstanding at the expiry of the interest free period will be charged at the standard variable rate, currently 25.9% per annum.*
What is difference between Zip Pay and Zip Money?
Zip Pay is a flexible, interest-free buy now, pay later option with a credit limit of up to $1,000. Enjoy repayments from as little as $10 a week. A $9.95 monthly account fee applies, but this is waived when you pay your statement closing balance in full by the due date
Zip Money is a line of credit with credit limits between $1,000 and $5,000. Zip Money offers customers a guaranteed interest-free period of 3 months across all products.* Zip Money accounts may incur a one-off establishment fee for certain credit limits. A $9.95 monthly account fee applies.
What do I need to use Zip?
To use Zip Pay you will need to:
- be an Australian citizen or Permanent Resident
- be 18 years of age and over
- have a verified Facebook, PayPal or bank account
- have a valid and verifiable email address and mobile number
- have a good credit history
How does the payment schedule work?
Repayments are automatically direct debited from the payment method that you added when you created the account.
You can change the payment method at any time and the frequency of your payments to weekly, fortnightly or monthly as long as you're covering the minimum monthly repayments. Choose what works best for you.
Are there any fees with using Zip?
With Zip Pay, a monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and the fee is waived.
With Zip Money, a monthly account fee of $9.95 applies and a one-off establishment fee may apply for new customers.
^Zip Pay - Minimum monthly repayments are required. A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we’ll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit check. Other charges may be payable. T&Cs apply.
*Zip Money - Available to approved applicants only and subject to completion of satisfactory credit check. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay the purchase within the interest free period. A monthly account fee of $9.95 will also apply and a one-off establishment fee may apply for new customers. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable rate, 25.9% per annum as at 1 June 2023. Other charges may be payable, see T&Cs. Interest, fees and charges subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878).
To find out more, visit the Zip website.